One platform from first reminder to full resolution.

Debt collection software that runs on decisions, not dialler queues, built around one live state per account, executed across every channel, logged for audit.

One state per account

ClearGrid ingests your delinquent accounts and builds a single live state for each one: balance, days past due, payment history, promises made and broken, behaviour, offer eligibility, and your policy constraints. Every decision starts from this state, not from a call list.

See it in Command
ClearGrid borrower scoring: pickup, RPC and PTP probabilities with best contact windows per account

Decisions, not dialler queues

For each account, the engine decides the next-best action: which channel, what time, what message, which offer, and when to escalate. Not a campaign blast — one decision per account, recalculated as the account changes.

Inside ClearGrid AI
ClearGrid journey builder: live resolution journeys with enrollment, conversion and recovered revenue

Execution on every channel

AI voice agents that can work an entire portfolio in a day, plus SMS, email, a self-service portal, and human specialists for the cases that need one. On high-volume early-stage books, up to 95% of the work runs without a person touching it — and every decision, message and call is logged for audit.

Governance & audit
ClearGrid Command stats: recovered amount, total debt, payments and deal stages from allocation to broken promises

Choose how you operate it.

Industries

Built for every kind of lender.

Banks, BNPL providers, telecoms, digital lenders, auto finance and mobility groups, SMEs managing high-volume credit, and third-party agencies.

See the platform on your portfolio.

A 30-minute session with your numbers, not a canned deck.

Book a consultation