Debt collection software that runs on decisions, not dialler queues, built around one live state per account, executed across every channel, logged for audit.
ClearGrid ingests your delinquent accounts and builds a single live state for each one: balance, days past due, payment history, promises made and broken, behaviour, offer eligibility, and your policy constraints. Every decision starts from this state, not from a call list.
See it in Command →
For each account, the engine decides the next-best action: which channel, what time, what message, which offer, and when to escalate. Not a campaign blast — one decision per account, recalculated as the account changes.
Inside ClearGrid AI →
AI voice agents that can work an entire portfolio in a day, plus SMS, email, a self-service portal, and human specialists for the cases that need one. On high-volume early-stage books, up to 95% of the work runs without a person touching it — and every decision, message and call is logged for audit.
Governance & audit →
Your team runs the engine, your brand, your policies, your operation.
Explore → ManagedClearGrid operates as your collection agency, our engine, our specialists, your policies.
Explore → SharedSplit the portfolio between your team and ours, one engine underneath.
Explore →Back-up servicing, structured credit support and NPL strategies for the deep end of the book.
Explore → Inside CommandRunning third-party agencies? Route on performance, benchmark on shared definitions, and keep one borrower trail across the panel, built into Command.
See Command →Banks, BNPL providers, telecoms, digital lenders, auto finance and mobility groups, SMEs managing high-volume credit, and third-party agencies.
A 30-minute session with your numbers, not a canned deck.