Banks & financial institutions

Collections your risk committee can sign off on.

Cards, personal finance and auto loans at bank scale, resolved by AI decisioning inside bank-grade governance, with every action on the record.

The problem

Agency panels scale with pressure. Your brand pays for it.

Banks carry the largest books and the highest reputational exposure. Untargeted call pressure burns customers you cross-sell to; inconsistent agency conduct becomes your regulatory finding.

Bank-grade governance

Lender-defined contact policies, offer eligibility and escalation thresholds, enforced by the engine on every interaction, auditable decision by decision. ISO 27001:2022, SOC 2, UAE data residency.

Portfolio-scale automation

Routine early-bucket contact runs itself across AI voice, SMS, email and self-service, so your specialists are reserved for hardship, disputes and high-balance judgement calls. How much of the book automates depends on the bucket: early-stage volume automates heavily, late-stage recovery does not, and we model both against your book before you commit.

Customer preservation

The engine distinguishes inability from unwillingness and treats each differently. Borrowers rate the experience 4.8 out of 5 — and these are the people you will sell your next card or mortgage to.

Every operating model

Run Command in-house, hand segments to Allocate as your agency, and govern any third-party panel with Command’s agency-management module, on one account state.

$1.2B
in loans under management
38–50%
resolution uplift vs. incumbents
100%
of interactions on the audit trail
Procurement-ready

The answers your teams will ask for.

Security documentation, compliance posture, integration paths and metric methodology, assembled for bank diligence.

Pilot on one segment. Prove it to the committee.

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